W E A L T H  A D V I S O R S            

   Life Integrated Wealth Management

Risk Management
Insuring against unseen risks

At Convergence Point Wealth Advisors the goal of risk management is assure you that your risk management and insurance concerns are properly protected. In other words we work with you to create a hedge agains the risk of a contingent, uncertain loss.  We strive to minimize the risk of financial loss by designing a risk management program to meet the Client's risk management goals.

Business owners spend hours assuring their businesses are protected by the best insurance coverage and legal agreements, yet often have little time left over to assure their own personal assets, life insurance, disability and estate planning needs are being properly addressed.  We will undertake a risk management analysis and critique of an individual’s personal insurance policies and estate planning objectives, relating to family, business and future needs, and assist in the development of an optimal personal risk management and insurance program.

As part of Risk Management Convergence Point Wealth Advisors is dedicated to:

            • Educating our clients and prospective clients of potential risks to losses
            • Evaluating products to recommend appropriate coverage options
            • Presenting tailored coverage solutions with competitive rates for each client
            • Partnering with financially sound, reputable insurance companies
            • Responding promptly to client inquiries
            • Supporting the charitable needs of our community

     

    In conjunction with our insurance partner, we represent many of the national insurance companies. 
    Some of the kinds of risk and insurance products we offer through our partners include:

  • Life Insurance (Term, Whole, Universal Life, etc...)
  • Estate Planning Insurance (Including "Second to Die")
  • Business Owners
  • Key Man Insurance       
  • Long Term Care Insurance

Brokerage, Investment Advisory and Insurance Products and Services offered through Sorrento Pacific Financial, LLC. (Member FINRA/SIPC) and a Registered Investment Advisor. Not FDIC insured/No guarantee/May lose value. For specific tax advice, please consult a qualified advisor or tax professional